FHA Federally Backed Financing for First Time Homebuyers

FHA home loans remain an integral part of the government’s efforts to help more Americans
become homeowners. For borrowers with credit issues, or not much money for a down payment,
FHA loans provide an alternative path on the road to homeownership.
Home prices and mortgage rates remain low, making this a great time to purchase your new home with government-backed, FHA financing. And, FHA loans are available in a variety of terms, to suit your individual needs.
Best of all, you can obtain initial 􀄮financing with an FHA home loan. After making payments on time
– and building your credit, and equity in your home – you’ll have the option to refinance into a
conventional loan, with even better rates and no mortgage insurance premium.
So if you’re considering buying a home, consider getting an FHA loan and working with an expert,

Local San Luis Obispo, Ca FHA Lender, please set a time to sit down to go over your loan application and answer any questions you have about the process.

FHA-approved lender.

Sam Cotton
Sr. Loan Officer

1131 Monterey Street, San Luis Obisop, Ca 93401



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